Welcome to MDU – Reliable, Innovative, and Secure

“The only constant in life is change.”  It is especially true in the Medical Stop Loss Market (also known as Medical Excess).  To best serve our clients, a Managing General Underwriter must be informed, experienced and innovative to be able to customize its products and services to meet the unique needs of each customer.  It is equally important to adhere to the basic, sound business and underwriting principles that assures protection of our customers from financial loss when the unexpected happens.

That has been the goal of MDU since its inception in 2000.  MDU works with a few select producers to meet their medical stop loss needs through personalized customer service.

MDU pledges to provide professional, progressive, technically superior, quality service to the Medical Stop Loss Market utilizing proven products, direct, open communication and sound, flexible underwriting.  When you work with MDU, you are assured of a business partner who is Reliable, Innovative and Secure.


Why should I partner with MDU?

  • MDU underwrites on behalf of Standard Life and Accident Insurance Company, an “A” rated carrier by A. M.Best Co., a subsidiary company of American National Insurance Company(ANICO) of Galveston, TX; a $23 Billion in Assets Insurance entity.
  • MDU is a stable, dependable and reliable Managing General Underwriter, in business since 2000
  • MDU ‘s employees have an average of over 20 years of health insurance, Stop Loss, and Benefits Management Experience.
  • MDU receives exemplary underwriting, claims and financial audit reports by Carriers, Reinsurers, and Independent CPA’s.
  • MDU works with a SELECT group of producers to develop a true working Partnership.
  • MDU producers have “direct access” to underwriters and management throughout the underwriting and sales process, as well as with on-going business.
  • MDU has access to the insurance capacity needed to take on Additional business when YOU need it, through multiple carrier outlets.
  • MDU forms, documents and sample policies are available 24/7 online at:  mdusi.com
  • MDU is licensed as an Insurance Entity in the State of Tennessee
  • MDU uses its experience, innovation and flexibility to adapt to the underwriting needs of the customer within the framework of sound Underwriting Principals.


Underwriting Administration Claims